Financing

Time for a new set of vehicle keys in your pocket or perhaps new electronics?

Samba will assist you in finding the financing option best suitable for your needs.

After twelve months of membership, financing becomes available for the purchase of motor vehicles, furniture, household appliances and other durable items over a period of time. Payments and interest rates are generally fixed, although one may also apply for a linked interest rate in the case of vehicle finance.

Our highly trained staff are ready to assist you in making the right decision in choosing the best financing option.

Advantages of vehicle finance or other financing through Samba:

  • Negotiate the best possible cash price at the supplier and save on financing cost.
  • Our very competitive fixed term interest rate reduces the total cost of credit.
  • No penalty fees on early settlement.
  • No initiation fee or other monthly admin charges.
  • Up to 36 months repayment period on household appliances and other durable items.
  • Up to 72 months repayment period on vehicle finance.
  • Availability of competitive Credit Life Insurance to give you peace of mind in case of death.

Illustration of instalments payable:

Price of Television
 R10 000
Fixed Interest Rate
 12%* per annum
Deposit 10%
 R 1 000
Instalments: 36 Months
 R298.93
Total Cost
 R10 761.48
Price of Vehicle
 R200 000
Fixed Interest Rate
 12%* per annum
Deposit 10%
 R20 000
Instalments: 60 Months
 R4 003.92
Total Cost
 R240 235.20

Calculator

Use our handy calculator to work out an estimate instalment.



Samba provides the calculators for convenience. Samba gives no warranty as to the accuracy, reliability and completeness of any information, formulae or calculations provided through the use of the calculator and does not accept any liability for loss or damage of whatsoever nature, which may be attributable to the reliance on and use of the calculator. Samba's terms and conditions apply to all finance applications.

* The costs and interest can change from time to time as determined by the credit provider. Terms and conditions are applicable. Applications and loan amount are subject to approval. Only available for Samba members after one year membership.

Apply for finance


How to apply?

Click here for the application form.

Forward the completed application form together with your most recent month’s bank statement or most recent payslip and a quotation of the item you would like to purchase to info@sambakoop.com or contact your nearest Samba office.

Contact Form

Should you wish for a consultant to contact you, please complete the form below.